In this tutorial I have explain how develop UPI Project Android Studio platform. Currently everyone using UPI (Unified Payment Interface) apps for transfer money, recharge bills, mobile banking and more services. Behind the reason is Digital India evolution, after that only UPI is introduced in our country. And now everyone’s are using online payments app.
So in this project we see how develop online payment UPI app project similar of Google Pay (GPay), PhonePe, Paytm using Android Studio. Actually it’s not a easy task for everyone because in here we need to get permissions from various sector.
For example Bank access permission is a major thing for view the transaction and transfer money from one account to another account. But through this app we able to earn more money and now those UPI apps are generate millions of dollars.
Also Read – Payment Gateway using PHP
How it’s working ?
Initially we need payment gateway for make payments. In the market number of providers are available like Payumoney, Razor Pay, Ccavenue etc. Some large companies are develop own payment gateway because through this they are saving transaction charges.
Generally payment gateway providers are charge some percentage of amounts from customers. That’s why MNC’s are use their own payment gateways.
Once payment process is completed then start to getting permission for bank sector, network service providers, third parties services and more.
Permission Required
- Bank
- Mobile Network Providers
- Service Providers like mobile recharge, Dish, EB Bill etc
- Insurance (Vehicles, Person, Business Corporation and more)
- Other Services (Maximum UPI apps are cover major things)
UPI Project Android Studio
Okay let’s see how create UPI android application in Android Studio IDE. In this project we do only money transfer services and in the future we will update the minor services. For example mobile recharge, EB bill, Insurance coverage etc.
Bank transfer only the complicated things, so after that we easily develop further services via payment gateway providers. Because payments sections under control on gateway providers, so in our side we just give the interface only to make the payments.
Technologies
- Android Studio
- XML
- Java
- Third Party API
- SQLite
- Firebase
Modules
There are three main modules are used in this project to make the payments.
- Admin
- Customer
- Bank Account (Bot)
Admin have full access permission to transfer money from one account to another account. However this service available for everyone but the testing functionality provided by admin end.
Similarly we need every bank permission for view and transfer money. Moreover it’s a not a static process, every month we need to give some amount for every banks. Then only they are give access for manage customer balances.
UPI Project Android Studio Screenshots
Once check the output file after that decide whether it’s worth or not. And the output file looks like PhonePe application, so later that just change the front-end interfaces. Because after that only they are not find you like it’s copy of other UPI application.
UPI Project Android Studio Source Code
I hope above all output files and source code helps to build online UPI application similar of PhonePe apps. You can do more things on this project because here I complete only transaction modules. After that in your end try to add other sections such as mobile recharge, train, bus, flight ticket booking pages.